Part Buy - Part Rent


Introducing Home Reach, the Part Buy - Part Rent scheme by Home Reach.

Through this initiative, more people will have the opportunity to live in one of our quality Part Buy - Part Rent Create Homes in a beautiful countryside location, with just 5% deposit. If you are struggling to get a foot on the property ladder, our Part Buy - Part Rent homes can be secured with a low deposit, subject to eligibility*. You can buy now between 50% and 75% and at a later date you can increase your share of the property, or even buy it outright when your financial circumstances change.

Contact us today to find out which developments currently offer this opportunity.**



The Home Reach scheme is very flexible, you can sell or move at any time, or buy more of your home in the future and stop paying rent on that part. 

Your budget and affordability will decide the size of the share you initially purchase. You will then pay a monthly rent on the rest, whilst enjoying the security of home-ownership and the opportunity to own up to 100% at a later date if you wish. You can initially purchase shares from 50% up to 75% of your home, depending on your affordability* and your landlord will grant you a 125-year lease. This means you will be able to live in your home as if you’ve bought it outright, with just a 5% deposit.

  1. You can enjoy the security of home ownership
  2. It’s an affordable way to get on the property ladder
  3. There is no stamp-duty for first time buyers (up to £425,000 property value)
  4. It can be a great investment, as your share of the property could go up in value if there is an increase in property prices. 
  5. Pets are allowed, unlike in some rental agreements
  6. You have the freedom to decorate and improve your home to your taste


The Brock | St. William's Gate, Pilling    


You are eligible to purchase a Part Buy - Part Rent property if the following relates to your circumstances:

  1. Your household income does not exceed £80,000 per annum
  2. You have a deposit (at least 5% of the share value)
  3. You have been registered and approved for shared ownership by a Help to Buy agent (we can advise you on this step)
  4. You are a first-time buyer or previously owned a home, but cannot afford to buy 100% of the property now
  5. You have passed a financial assessment, demonstrating you are able to purchase the minimum share value and support the monthly costs
  6. You have a good credit history (no bad debts or County Court judgments) and can afford the regular payments and costs involved in buying a home
  7. The property will be your principle and only home at time of purchasing

Submit your Help to Buy application HERE


Discover more about our current Part Buy - Part Rent homes




Why Choose Create | Create Homes
Why Choose Create | Create Homes


Download the Home Reach Key to Home Ownership Guide

Download the Home Reach Help to Buy Guide



* Speak to our Sales Executives for more information

** Local connection may be required.

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